Save: Save What?

Suze Orman wrote a book entitled “Young, Fabulous, and Broke”. I would have loved to have purchased it and taken advantage of the wealth of information that Ms. Orman had to offer. But let’s keep it real, one of the main roads to wealth building, outside of paying down debt, is saving money. But how do I do that if I’m constantly spending money trying to learn how to save it! I mean come on! Whenever I type in a link or various key search words relating to wealth and finances, I get an entire slew of websites trying to sell me wealth building books, videos, cds, and DVDs! I might not know how to save and crawl my way out of the murk of debt I am in but I can certainly be sure that the people trying to sell me my financial cure are living the high life debt free with my hard earned cash as I await their solutions and secrets to help get me out of mine.

Don’t get me wrong, I am certainly no bitter poor person trying to pull down another just because they made it and I didn’t. Honestly, accountants, financial advisers, and people of all kinds who deal with money on a daily basis no doubt have a very stressful job trying to help people live better on the resources they have and perhaps grow them. And they do it all most likely with a foot on their necks. You can throw out the baby with the bath water but my money had better be right where you left it! Bernie did investors everywhere an injustice but we must know that they aren’t all the same. Some financiers actually want to help people. However, we are all in one way or another, somewhat jaded by this dreaded recession. Moreover, whether you do something awfully underhanded like stealing billions of dollars in investments or even just the single mother in the public restroom stuffing her purse with tissue so you can save a few dollars and not have to purchase any at the nearest grocery store, we are all simply just trying to get by and are struggling to determine the best way to do so.

Yet nevertheless, we all know that there are certain paths to be taken on the road to financial independence and wealth but when it’s too tight to even put five bucks in the cookie jar, let alone purchase a book or tape to tell you how to do it because the mortgage, insurance, medical bills, student loans, utilities, and sudden emergencies such as a broken hot water heater are eating into your pocketbook, just how in the hell are you supposed to do it?! How do you budget what you do not have and then save even less of that? Now I know I may be one of the world’s most financially and mathematically challenged people there are but from what I remember in elementary school, 0 + 0 = 0. Also, 0×0=0. At least that’s what I was taught.