Will 2009 be a Christmas Credit Cruncher?

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There is no doubt that festive shoppers in the UK and around the world will be cutting their budgets again this year, despite rumours that 2009 will not end with a ‘Christmas credit crunch.’ Shoppers normally start their festive shopping in later October, around the time of Hallowe’en, mainly with the aim of spreading the cost, so that they don’t receive a huge credit card surprise in January. But I reckon this year most people will be spending around £150 to £200 less on gifts and items for themselves, an average of $300 than than they did last year. Times are still tough for many people with high rates of unemployment and job insecurity.

But when it comes to the Christmas dinner and all the parties associated with the festive season, many shoppers will still want to produce a quality meal on a budget. And that’s perfectly obtainable given the range of stores out there and the competitive prices that are in the shops. Always remember it is possible to cook delicious, nutritious meals without breaking the bank. And you don’t need to resort to beans on toast either.

Take advantage of the special offers available in store, such as the ‘buy one get one free’. Simply freeze the free one and use it over Christmas. You’d be surprised at how much you collect over the course of a few months. Don’t forget to check the special offer isles which can save you money. Make your own mulled wine too, and mince pies if you can. All ingredients should be available in supermarkets.

Buying your food online in the run up to Christmas can also save you a small fortune which means holiday cheer all around. You will be less inclined to put items in your virtual shopping basket that you don’t need. Make a list of the items you really need and stick to it. If you cook a roast for Christmas, the left-overs can be used for light sandwiches and snacks in the days post-December 25 when everyone is full and probably tired of eating rich food.

And finally, don’t go to the food store on an empty stomach – you’d be surprised at how many items you buy on impulse. If you have a light lunch before you go, you’ll be less likely to fill the trolley full of unwanted food.