Been Hit by an Uninsured Driver? Let a Road Accident Solicitor Help
by Motorists dread being involved in a road accident, but being hit be an uninsured driver is their worst nightmare. Because if the driver who caused the accident is not covered then there is no chance of claiming compensation for injury, medical expenses, loss of earnings or vehicle damage, is there? Ask a road accident solicitor: they might tell you different.
Motorists dread being involved in a road accident, but being hit be an uninsured driver is their worst nightmare. Because if the driver who caused the accident is not covered then there is no chance of claiming compensation for injury, medical expenses, loss of earnings or vehicle damage, is there? Ask a road accident solicitor: they might tell you different.
The Motor Insurance Bureau is an organisation which allows drivers who suffer injury or vehicle damage as a result of the negligence of uninsured drivers to claim compensation. The Bureau has paid out nearly £2 billion since its inception in the year 1946 and now pays out about £200 million every year. The organisation receives its funding from contributions made by all the UK motor insurance companies, therefore each and every motorist contribute to the pot through their own premiums. Innocent, law abiding drivers frequently use the service, because it is believed that as many as one in every twenty UK cars is either uninsured or not adequately covered.
Drivers wishing to claim compensation for their injury and losses caused by an uninsured driver are advised to enlist the services of a road accident solicitor when approaching the Motor Insurance Bureau. Claims can be brought for legal fees and medical expenses as well as loss of earnings and vehicle damage. Claiming with the Motor Insurance Bureau is more complex than claiming against an insured driver and so it is important to enlist the help of a road accident solicitor.
When trying to claim through the MIB, the driver must launch legal action and enter a request to the court to make a claim. The request is then either accepted or rejected. Claims are rejected if MIB protocol has not been followed or if an unconvincing case is submitted. The organisation is very stringent in following its guidelines, and rarely are cases without a road accident solicitor considered.
If a driver and the road accident solicitor representing them is successful they do not have to wait for the Bureau to find the uninsured driver. Instead the case is considered and an appropriate amount of compensation awarded. Then the Bureau will work to find the uninsured driver and reclaim the costs from them.
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