Even though the world seems to be in the turmoil of a credit crunch and fears are running high through all fields of work and entertainment, there is still the possibility to make more than enough to survive and even get on a better footing for the future. Of course the first thing you will need to do to accomplish this… is to BELIEVE IT!

The second most important thing to understand at this time, is to for now, live within your means. In other words do not create any further debts for the time being as it only hampers your ability to believe the first thing you need to do right now and that is believe things can get better.  So here is some advice on how to get through this and come out victorious.

For instance: if you go to the Bank to take out a loan to consolidate all your bills that have accumulated up to now. You will pay back the bank over time until the last payment is paid. You feel good but you will feel that you need to do this again and again. For each time you ignore the lesson gained you will have to repeat the lesson.  You are facing your own weakness however if you don’t get the point it has to be taught to you over and over again.

Now the Bank may feel you are a great customer because they may encourage you to borrow more and more, (That’s negative). If you succumb, then your initial lesson of dealing with “living within your means” becomes harder at each borrowing.

Each time you borrow you give the Bank your energy and power, until they eventually dictate what you must or must not do in your life to keep them happy. If you cannot live comfortably within the means of your incoming, then instead of living beyond your means:

1) Recognize the areas at fault, causing the additional expense.

2) Decide if you have the ability to pull in your belt/s.

3) If not, decide what you need to change, how it can be changed so that you have an increase to cover the new or extended requirements. i.e. your beliefs can be changed, right!

Remember, every item you buy over time, is it tying you to the material, physical world? How can we truly be “free spirits” if we have to keep on keeping on, to bring in money to pay for things we enjoyed in our yesterdays (and which are often obsolete or useless or forgotten before we finish paying for them).

How can we expect to become a “free spirited” and a happy person, when we cannot free ourselves from the material expectations for a few more years ahead? OK, what is the answer; it could be that you do consolidate all your Bills, mortgage etc. into one payment to be made per month. (Consolidate once only). And that you do recognize that gas, electric, phone and water etc. are metered out by man, so therefore, need paying for each month.

Take those payments amount and do what is necessary to keep them at a manageable level, add the bank loan payment figure and then on receipt of your income, set aside these sums first. After which you can measure out what is required for gasoline to get you to and from work, and then the various other necessities BEFORE food, clothing or entertainment. 

The biggest problems to most people who earn a living, yet seem to always be in debt. is that they have difficulties in paying the bills before feeding, clothing or paying the self with entertainment of some kind. Decide to shop for the month with a set sum put aside for the basics. Hold a set sum of money for fresh produce to be purchased each week. Make this work by sticking to it. Once you have enabled yourself to balance with living within your means, you can then allow the changes to come into your life, because the basics are covered.

Most people do the food shopping on receipt of their income, then try juggling the left over which is not usually enough left because when you shop first, you spend more in the grocery store than you can really afford that particular month. You also end up getting too much junk food which is generally more expensive in the long run, and more perishable.

Thinking before you spend is the way millionaires keep their money and have enough to invest. They generally sleep on the idea to purchase something, not one night but three. Try it, you might find better uses for your money when you do not spend it on impulse purchases.

MANIFESTATION DURING CREDIT CRUNCH TIME

To Be is another name for God. This is an English interpretation from the Hebrew translation. The law of manifestation is To Be, yet in order to be successful, one need to know who we really are. Everything we experience can lead us to self-knowledge. Be open to life; open to growth, expansion and learning are keys to being.

Know that we are Divine Spirit, at one with the Whole, at one with abundance. Strip away illusion and glamour. For to Discipline, is to learn, to knowing. That nothing can prevent your good from being. It is joyous concentration of being in true channels of harmony with the whole. Like the sculptor or woodcarver who has a vision of his creation and simply chips away everything that is NOT part of that vision, yet works in harmony with the natural grain, or natural way, to be.

Putting God first, loving and caring for one’s possessions as a custodian would, being open to love, to serve one’s world: All of these attitudes and actions which affirm our true identity, as being one with the creator.

Express yourself according to the view-point of the soul. Love whatever you are doing, through co-operation with others.  Here are some Positive Thoughts to consider:

a) If you feel you lack honour, then do not depend on the Law enforcers & society to make up your mind for you on anything, or for them to straighten out some part of your life that you are creating.

b) Honour yourself, and go through with your word. Keep promises, for broken words and broken promises cause bad karma.

c) Be prepared to live what you say or teach or preach to others, for we must all walk our talk.

d) Peace is a state of totality of God’s existence. Peace allows ALL to be, in peace. Honour permits this to occur. Honour permits the reality of each person to stand forward on their word.

e) Your word is your commitment. Keep it. You are honoured according to your word and thoughts.

f) To honour the Father Mother God, is to honour the Source. The source of all your being is supplied by God/The Creator.

g) Honour creates God’s abundance for you.

h) If you ask for success, why prepare to receive failure.

i)                    Do not say, I can’t afford, say: If I really want this, then I can have this. I just do not choose to buy it right now.

j) Give without seeking to receive.

k) Energy is everywhere – money is a form of energy.

CORRECT ATTITUDE DURING CREDIT CRUNCH TIMES

An ancient question:  Is your glass half full or half empty?

How you see anything determines how you can rise above failure or problems.

An ancient saying: What doesn’t destroy you will in fact make you stronger.

Your statements are limiting your experience. Especially if they are negative ones.

Blanket statements represent concepts like, “Men” or “Women”, and “Kids”.

Every time you open your mouth and let negative beliefs come out – you are re-enforcing those beliefs, even if you do not want them. Do not limit your choices, by saying anything that does not keep open your belief to succeed.  Do not be a pessimist – it is not realistic to be pessimistic, it is not intelligent to be pessimistic.

Optimists are often considered as flighty, unrealistic, uneducated “air-heads”, and in the metaphysical movement they are called, “Space Cadets”. Your attitude determines the quality of your existence.  If you see the glass as half full, then you experience yourself as whole, sufficient, satisfied with a full measure of freedom for unlimited, self-expression. This gives you the feeling that you can experience whatever one desire. A closed attitude offers you very little.

THE LAW OF CHANGE

Changes:   Nothing stays the same forever. The world continues to turn; the clock continues to pass each and every second.  Your life is poetry in motion, living art. Whatever you are experiencing, it is only for the moment.

Labelling sends you off in one direction and it is very difficult to change course because of the momentum labelling makes things sound like those things are permanent. Which creates and obstacle, block or hurdle. To overcome this, we need to create Courage and enough Energy to blast through it all. Then the flows of life’s ebb & tides can continue in its path of freedom.  To evaluate a situation as solid, inevitable, real, impossible or certain, is to create it being that way.

Many people are creating AIDS that way, as they also did with cancer and the common cold.  In-curable diseases are only curable from the IN-side, in other words within self. If we accept “any” verdict as final, then we will create it as final. For real creativity will stop and disintegration follows.

We have made the thoughts of death, sickness, aging, loss of love, decreased abilities. We have made these things manifest, by thinking and speaking and acting out that they are real. Yet, they are not. Fixed opinions are called facts; yet, even facts are a matter of interpretation.

A pessimist believes in the inevitability, of disaster and the realness of bad luck.  An optimist says, “What is the value from this situation”. What is there to learn about me from this situation? For we are what we feel!

What we feel is in the now, and it is the only thing we can most definitely change right NOW.  Jesus’ attitude was constant – that God was his Father, that His Father was within him – that whatever He chooses to have happen would happen – through the power of his Father within him.  We have the same power within us; we too can heal the sick, raise the dead. If, we would but believe this! Many people today have walked on Fire and some have even walked on water. You are no more – nor, any less than Jesus Christ or any of the Prophets. You can begin today to live your life with the same attitude as Christ had and create the miracles too.  It is your attitude based on your beliefs and your lack of faith in God that prevents Us all from doing just that now. As for Christ death, a belief in reincarnation would give you the understanding that you created the blueprint for the life you are living BEFORE you were born and in it you promised to do certain things by a certain time. Christ knew that and completed his calling as to the instructions he agreed to prior to his death to the physical, and in the reincarnation belief he is still alive in spirit.

Pessimism defeats before you can start anything. Dreams that become real begin first with an optimistic attitude. To complete the dream, obstacles or challenges will need to be overcome. Don’t Quit, until you reach your desired destination.  

The fear of failure keeps pessimists from even attempting to achieve their objectives. A “pretender” pessimist will develop games they play with themselves and others, to throw off what’s really going on. They actually have accomplished quite a bit but downplay everything and pretend they’re surprised when everything turns out so well. They pretend to not care or to not believe things have a chance of working out so well. So that if things don’t work out, they won’t be disappointed. Does this remind you of yourself?

A pretender optimist, is one who only seems optimistic.  Deep down inside they have shattered dreams and don’t believe that good can happen. They have a billion idea’s, plans, and projects and seem to have a great attitude, yet nothing or rarely does anything work for them. Their games are games of self-sabotage – they are much more comfortable with disappointment and loss, than with joy, happiness and achievement. Or does this remind you of you?

Confidence determines our attitude and just how high we’ll fly. Notice your slogans, your witty comments, and fast comebacks, for they will give you a clue as to how you Really Feel. Do you put yourself down or are you affirming yourself in life? For any attitude can change. Reversing takes commitment and a loving attitude towards your own self as well as others.

The attitude of a Practical Optimist is one who knows, they can be, do, and have whatever they desire. Yet, who also knows it may take time, a lasting commitment, and a great deal of work to achieve their desired outcome. Therefore, by believing that everyone at some level is loving, honest and trustworthy, we will create others believing we are the same. For whatever we believe of others, they will surely believe of us. People usually respond the way they are treated; yet they also have been known to make a quick turn on someone whose guard is down and they’re feeling vulnerable.

This might be because of past life memories as all our past controls every moment in our present, unless we consciously choose to love in this moment of now. Remember the Bible says; “be as gentle as a lamb and as wise as a serpent”. There is an old saying that goes, “Don’t share your visions, wants or objectives with others, or you’ll dissipate your power”. This is true if you share with those who are doubters, sceptics or pessimists. Protect your optimism and protect your dreams.

If you give and give, and only receive negative feedback, it’s because you do not think you are worth much. Or you just gave in the hopes of receiving. Remember, to give to yourself first, and share the overflowing additional giving with others. Be balanced, which comes of taking care of your own needs first. It is our job to bring ourselves, joy and pleasure. For only one who has got all he/she needs in life can truly share their excess. Whether it be money, love, ability. Yet, to share the excess of all you have is pure joy and returns pure joy back to you.

Separation and disharmony come when we reduce ourselves to parts, into to those who know themselves as genitals, or stomachs, intellect or hands. When we are in spirit, we are not our bodies, jobs, relationships, etc.. However, when we are stuck in one mode, we repeat ourselves, over and over. We see our lives in relationships to some prior loss. We try to avoid failure, yet it happens again anyway.  As the old adage says: “What you resist – will persist”.

Those protective shields we grew are not armour protection, but brick walls. Call forth your shield of God’s unconditional love and light within you for nothing can happen that is not by the Will of God.

And remember, Happiness is as near as a smile…. So KEEP SMILING!

As you project a happy soul to the world around you so the world around you will project more reasons to be happy happening in your life and you will not feel the credit crunch or the other not so pleasant things that may happen to others around you who have not yet learned that the world is as pleasant as you choose to feel it is.

EXPECT A MIRICLE IT CAN HAPPEN!