U.S. Health Care Bill Signed

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Our Health Care Bill Passed

I watched President Barack Obama sign the Health Care Bill this morning with Marcelas Owens standing beside him. The boy’s mother died 3 years ago because she had no health insurance and couldn’t afford treatment. What an unspeakable shame. Otherwise, today was one of the proudest, happiest days of my life. I voted for President Obama with the hope he would do something great for our country. And, he did it. He got the Health Care Bill passed in spite of the opposition. It will be 2014 before the full coverage takes effect but some effects will be felt right away.

Young people can stay on the family health insurance till age 26. A third of young people in their 20s are uninsured so it will be a relief for families with kids in their 20s. Seniors will get some help who fall in the doughnut hole on insurance Medicare plan D. $250 isn’t much for some seniors who have huge medication bills but it will help.

Other reforms starting this year will prevent insurance companies from canceling policies of people who get sick, from denying coverage to children with medical problems, and from putting lifetime limits on policies. Insurance companies still hold some of the reins for the present, as far as insurance premiums go, and they will take every advantage to scoop it in while they can.

Obama’s plan also includes a program for the most vulnerable, uninsured people who can’t get insurance coverage because of major health problems. It will provide protection from now until 2014 when the full Health Care Bill takes effect

Tax increases will come early and some Medicare cuts to seniors. Subsidies to help low income families buy insurance will come later. Many families are still without insurance. That combination keeps the cost to taxpayers just under a trillion in the first ten years, as Obama promised.

In 2014 Insurance companies will be required to take all applicants. They can’t turn folks down because they are sick or have chronic diseases. States will set up insurance supermarkets and people will buy their own insurance, pooling together to get the purchasing clout government workers have now. Those refusing to buy will pay fines to the IRS.

Tax credits will go to help pay premiums to middle class and working families. Medicaid will be expanded to cover more low income people. Families making up to $88,000 for a family of four will be eligible for assistance. The most generous aid, including help and co payment deductibles will be for those on the lower to middle rungs of the income scale.

This is just an overview of the whole Bill. In the following days I will do more research and bring it more up to date. Remember we have more than 2000 pages in this Bill. If I have anything wrong I will try to correct it. The full effects of the Health Care Bill won’t be felt until 2020, if I am correct, but it is a good beginning and is more than many working people have had before. It makes me appreciate that our President is trying to take care of his people. I could just stand up and shout, Hip, Hip, Hooray for President Obama.

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