Statistics

All these numbers and labels are ultimately used to typecast humans. Sure, some rules and regulations are devised to protect people. Others, well, they’re just business ploys to make more money off your sorry lives. Insurance. Loans. Of course there’s merit to every argument, and for those of you who are forced to pay a higher price because of age or gender, it’s a damn shame if you don’t fall into the stereotype. Unfortunately, one bad seed can make the entire garden look like crap.

There really isn’t much that can be done. Consumerism doesn’t really work out too well when the laws force people to have insurance. If that’s the case, legislators YOU vote for MAY be able to help. Write them letters to address the situation. People believe that voting doesn’t help. Find a political figure in your area who will support your ideas, write them, and vote them into office if they’re not already in.

People “need” loans to buy their new car, or just don’t like to pay their credit card bills. After falling into debt, they blame the creditors’ unforgiving responses when they can’t clear up their own messes. Whose fault would that be? Sure, occasionally a family breadwinner is laid off and left without a job and income to pay off the car loan or home loan. But not 100% of people in debt lose their jobs halfway and default on a loan.

Many of these people in debt and can’t pay it back are there because of inability to think properly. Seriously. You don’t have money? Stop spending! Find another job instead of waiting for the right one to come around. If you’re good at what you do, you should get promoted and earn even more money. If you’re stuck, either find a new job or suck it up. Yes, I have just generalized a group of people. Not really.