Considering filing for bankruptcy is a difficult decision with all its consequences. And if you ask yourself this question, how long will a bankruptcy stay on my credit report, it stays there for a certain period of time to make a history of its own.

Your most valuable personal possession is not your home, your vehicles or any other material possession, it is your identity and there is someone out there who wants to steal it from you. Don’t be a victim to identity theft. Read more…

Medical identity theft is on the rise. Guard your personal information such as your social security number and insurance card information. You can’t avoid giving information at hospitals, doctors offices and pharmacies but you can check your credit report often. Con artists have their ways and shady employees at hospitals and pharmacies are also using stolen information for their own needs or selling the information to criminals. Take all precautions.

Don’t let the lessons you’ve learned from the Recession be forgotten. It is important to keep the vigilant on budgeting and spending. Paying down credit cards, paying bills on time, and building an emergency fund are also essential to building financial security.

Bad things happen to good people. Things we have no, control over. Filing a Bankruptcy doesn’t make us a criminal. If only the business world took that in consideration. We have to work to eat and survive, so before turning someone away from a job with your company. Get the facts and know why they filed but rejecting them.

What is your credit score? Why you should know and what you can do about it.

Some thoughts on why you should turn down marriage proposals.

Thinking about marriage? Consider your partner’s credit history. A bad credit report can negatively impact your future together.

Are you ready to return to the workforce after a long absence? Are your children now in school full-time and you want to put that free time toward earning a pay check? Wondering how to compete in a market that has changed in the past decade? You can get a great job even if you’ve been unemployed for a long time. It may take more work, but you can do this. Here are some tips to help you succeed in your job search.

Steps to take to make sure you don’t become a victim of identity theft and what to do if you are.