We all want to do good in the world and we all want to give to charity, but in this economic climate dispensable income has become much harder to come by. With this charity, you can help people all over the world lift themselves out of poverty with as little as $25. And did I mention you get your $25 back?

Helping the poor has always been dubbed as "charity", but what if long-term economic stimulation and peer pressure could actually turn up a profit?

So what exactly defines the philanthropistic efforts of microfinance?

Intermediaries are needed between the rural borrower and the financial institutions willing to extend micro-finance. NGOs help rural women to form self help groups and bring financial institutions to villagers’ door steps.