This Recession is Over: A Much Larger Recession is Starting
A informative article that explains how this recession started, why it is over, and why a much larger recession is starting.
Leverage is “Killing” Millions
Too much stuff is taking its toll on Americans.
House Prices Stabilising or Dead Cat Bounce
The factors behind the recent rise in house prices.
The Financial Crisis for Dummies
A short summary of the main parts of the financial crisis.
Mortgage Lenders and Politicians, Not Consumers, Are to Blame for Current Crisis
As a real estate agent in Houston, Texas, I directly observed the results of the subprime lending crash. In order to understand the anger on the part of the victims, the shocking destruction of foreclosed upon property, and why the majority of foreclosures appeared in certain demographic areas, I began researching the causes of the crash. What I found was surprising. It is important for all consumers to understand what has happened so that they can better understand what the future might hold.
What About the American Dream?
Reflecting on a thriving community.
Attorneys Should Supervise Refinances of Mortgages
Current law in South Carolina requires attorneys to supervise re-finances of mortgages. There is a bill in the General Assembly to cancel this requirement. I provide a defense of the current practice.
What Have They Left Obama With
A description of what I think the bailout will do for the economy.
Anatomy of the 2009 Economic Crisis: Layman’s Primer 1
The initial process set in motion by the Federal Reserve System (our Federal Government Central Bank), and the commercial banks and mortgage companies.
How to Fix the Economy
The ramblings of an armchair politician…











