A think tank has been opened in Switzerland to plan the future of multinational banks. The think tank is extraordinary in its composition, being composed of political interests from left to right and from employers and unions. It has so far outlined ideas on how banks should be regulated in the near future.

If you are looking to become a happier, nicer you, then you’ll be surprised to see just how easy that can be. Follow these five tips and you can be well on your way to a happy and healthier new you.

Three steps that will help you determine the hierarchy in a group of males.