Start planning now. Be on your game this year and do not wait for companies to charge top dollar. The sooner you plan for the holidays, the more money you will end up with in the bank.

Why does a Halloween costume have to be elaborate? Every year at Halloween we see images of ghosts, goblins, and witches because THESE are in the true spirit of Halloween. Keep the costume simple and spend little to NO money for this one night of fun!

A look at the financial divide in our country.

Whether you have city water or well water, we should always consider the cost of wasteful water practices. Power is used to pump water, usually in the form of electricity. As a result, conserving water could been seen as beneficial on several levels. Saving water, saving power, and saving our environment from the effects of pollution.

Many elderly people who choose to stay in their own homes rather than go into assisted-living are bilked out of their savings and even their homes by dishonest caregivers.

Part nine of deconsrutcting the budget, looking at Alastair Darling’s plan for the British economy. In this section I will be looking at plans to help small businesses.

Part seven of deconstructing the budget, looking at Alastair Darling’s plan for the British economy. In this section I will be looking at government savings, benefits and personal savings.

Taking personal responsibility for finanical investment and making wise decisions.

The last in a five-part series interpreting current economic data with a rational, no-spin analysis to further your understanding of what’s going on in the economy and what that means to you and your financial future.

A proven idea and hint that can help you save money and live on less while being happy with your choices of what you will do without.