Lets Start Saving for The Rainy Days

Fri, 20 Aug 2010 16:11:39 +0000

Why we should save money? Well, with the economy crisis is around us, it’s wise to start tightening your money belt, don’t let it loose too much. It’s wise to spend less and try to save whatever excess you may come across. But always remember, financial crisis should not be the only reason why you should save money. Actually, a healthy saving plan should be part of your way of life, to have a financial free future life.

Because you never know, when the unforeseen circumstances cropping up, you will need some extra money to cover up. Putting money aside for household use or health emergencies, are good to prevent us from getting unnecessary loans. So, a general advice is, you must at least to aim to have a six months of your living expenses saved up for emergencies.

Even education is fast becoming a necessary component to the foundation of a better human life. Since the cost of education is rising every year, it’s better to try to save as much for the future of your children’s education needs. Usually, education loans are not a good choice because we don’t want to be burdened by them after our children had graduated. So, wise parents should start planning for their children’s education need, from as early as possible, even when their children as still newborns.

Hope all these tips are useful for those who planned to have a financial freedom in their later life.

Friends: It’s Critical to Choose Them Wisely

Sun, 05 Aug 2007 19:06:01 +0000

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The healing power of friends is limitless. When you find others in life that are, on the same spiritual path that you are on, it is truly a gift. You suddenly no longer feel alone and as you help them, you help yourself as well. You are reminded of the things in life that make you happy and you heal anything that has held you down.

In order to find friends or “angels” who are on your same path it is crucial for you to take the time to really get to know yourself. You need to know what your values are and you need to stand firmly to them. This will guarantee that you begin to meet others who have similar values that you have, as like energy attracts like energy.

You must be the type of friend you want in your life. To have quality friends, you must be a quality friend. Friends divide the sorrows and multiply the joys – period. If you have anyone in your life that is dragging you down, then they are not your friend. They are on a different “path” in life than you are on and they need to meet other people. They need to learn different life lessons.

You need to meet people on your same path so that you can continue to grow and thrive and live the life you are meant to live. These people will make you feel better about yourself, you will learn from them, and they will lift your spirits. Choose your friends wisely. They are a reflection of your heart. They will make a difference in your life.

You must tell yourself everyday that you are worth being surrounded by people who believe in you; people who see the infinite beauty in you and the world; people who are compassionate and want the best for others. Know that there are angels in the world. Believe that all your struggles happened for a reason; to make you stronger so that you could understand more.

Move slowly with people as well. Take your time to really get to know a person’s heart so that you do not let people in your life that will hurt you. Time reveals all and with time you will see a person’s true colors. Trust people and stay open minded. Do not let your heart be jaded ever, but learn from your past. Trust your instincts and you will always be okay.

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Dreams of the Heart – volume I by Joie Schmidt is available:

* Volume I: Amazon Kindle, Adobe Reader, iTunes, iPod, iPhone, iPad and iBooks

Dreams of the Heart – volume II is available:

* Volume II: Amazon Kindle, Adobe Reader

———> Stay tuned . . . vol. II will soon be available on iTunes, iPod, iPhone, iPad and iBooks!

(*In memoriam of the tragedy in Japan all proceeds from – volume I – sales will go to the relief efforts until 3/11/12)

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For more inspirational reading:

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Lets Start Saving for The Rainy Days

Friends: It’s Critical to Choose Them Wisely